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Access Your Own Life Insurance Benefits While Living

Unlock the Power Of Chronic Illness Protection And Accelerated Living Benefits

Quotes

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Comprehensive Consultation: Discuss your vision and requirements with our Licensed Insurance Advisors.
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Your information will be used for illustrations, quotes, and policy creation and updates. A licensed insurance advisor will contact you to discuss your insurance coverage and assist in structuring your policy. Rest assured, your privacy and security are our top priorities.

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Health Statistics

Health Statistics

About 60% of Americans live with at least one chronic illness. 

Chronic Disease in America CDC, June 2022

69% of Americans will need at least three years of some form of long-term care.

LongTermCare.gov, October 2022

Beyond 100 days, Medicare pays $0 for long-term care services.

Medicare's Limited Nursing Home Coverage,

Elder Law, January 2020

9.7% increase in U.S. health care spending, up to $12,530 per capita annually.

California Health Care Foundation. October 2022

Every 66 seconds someone develops Alzheimer's in the U.S. 

SeniorLiving.com, October 2022

$305 billion total healthcare cost for all individuals with Alzheimer's and dementia.

MJH Life Sciences. October 2022

6 in 10 Americans live with at least one chronic disease.

CDC. National Center for Chronic Disease Prevention and Health Promotion. October 2022

$228.7 billion annual cost of heart disease and stroke in the U.S.

American Heart Association. October 2022

Our Fiduciary Commitment and Services

At Life Benefit Access, we specialize in providing tailored insurance solutions that secure your future. Our primary focus is on Accelerated Access Solutions and Index Universal Life (IUL) insurance, ensuring you have the protection and flexibility to meet your financial goals.

 

As an independent advisor, we proudly offer insurance products from some of the most prestigious and financially stable companies in the world. Our relationships with Fortune 500 companies ensure that you have access to industry-leading products that are backed by a proven track record of stability, performance, and reliability. By providing a curated selection of insurance solutions from these top-tier companies, we give you the peace of mind that comes from knowing your financial future is secure.

Our approach is rooted in professionalism and a strong fiduciary commitment. We prioritize your best interests, offering personalized guidance to help you make informed decisions that align with your needs and objectives.

At Life Benefit Access, our fiduciary approach is at the core of everything we do. We are committed to acting in your best interest, ensuring that every recommendation and decision we make is aligned with your financial goals and personal values. Our team of experienced professionals takes the time to thoroughly understand your unique circumstances, offering tailored advice that reflects your individual needs. We believe in transparency, integrity, and accountability, and we work diligently to earn and maintain your trust.

Our Services

CONTACT US
Phone: 201-514-0004
info@lifebenefitsaccess.com

Life Benefits Access
620 Gorge Rd. Suit-304

Cliffside Park, NJ 07010

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NOTE: ALL PAYOUTS ARE SUBJECT TO THE IRS PER DIEM CAP ON THE DATE OF ACTIVATION. THE IRS SETS A MAXIMUM DAILY RATE EACH YEAR. FOR 2024, THE MAXIMUM PER DIEM IS $410/DAY OR $12,505/MONTH FOR A 30-DAY MONTH. IN THE TABLE ABOVE, HYPOTHETICAL INCREASES ARE BASED ON THE IRS 2024 PER DIEM IN YEAR 1, WITH A 4% ANNUAL INCREASE ASSUMED. CHANGES IN THE IRS PER DIEM LIMIT OVER TIME ARE NOT GUARANTEED. PLEASE NOTE: ALL RIDERS ARE SUBJECT TO ELIGIBILITY AND UNDERWRITING REQUIREMENTS AND MAY VARY DEPENDING ON THE SPECIFIC INDEX UNIVERSAL LIFE INSURANCE PRODUCT. FOR MORE DETAILS ON HOW THESE RIDERS WORK, PLEASE CONTACT OUR LICENSED INSURANCE ADVISOR. CONTACT US:
PHONE: 201-579-514-0004 EMAIL: INFO@LIFEBENEFITSACCESS.COM MAIL: LIFE BENEFITS ACCESS 620 GORGE RD. SUITE-304 CLIFFSIDE PARK, NJ 07010 (LIC.#1000903) OR ROYALTY FINANCIAL SERVICES INC. 100 WEST MAGNOLIA BLVD. BURBANK, CA 91506 (LIC.#0C21047). THE INFORMATION PROVIDED ON THIS WEBSITE IS FOR ILLUSTRATIVE AND EDUCATIONAL PURPOSES ONLY AND IS INTENDED TO ASSIST IN STRATEGIC CUSTOMER ACQUISITION. THE INFORMATION COLLECTED ON THIS WEBSITE IS USED SOLELY FOR THE PURPOSES STATED AND IS HANDLED IN ACCORDANCE WITH OUR PRIVACY POLICY. WE DO NOT SHARE, SELL, OR LEASE PERSONAL INFORMATION TO THIRD PARTIES UNLESS REQUIRED BY LAW OR WITH YOUR EXPRESS CONSENT.

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